Sunday 29 November 2015

Success Story of Alvaro Mejia and Maria Olmos

An interview with Mr. Alvaro Mejia and Mdm. Maria Olmos from Bolivia. They share their experiences in attaining success in DXN, steps they have taken to grow the business in Bolivia, while imparting a few business tips for other DXN leaders.

Thursday 26 November 2015

CDC has Warn the Public About the Deadly "Kissing Bug?" (Triatomine Bugs)


Triatomine Bugs, kissing bug, kissing bugs, Chagas

The Centers for Disease Control and Prevention CDC has warn the public about the spread Kissing Bug throughout the United States. Kissing Bug are Triatomine Bugs, they are blood-sucking bugs that usually bites the face of their victims. These bugs carries a possibly fatal disease called Chagas.

The kissing bug recently made its way to Georgia, Alabama and California, although health officials said the insect has been around the U.S. since the 1850s.

The bug looks like a cockroach and it earned the name kissing bug since it feeds on the blood of mammals, usually by biting them on or around the lip. Chagas disease, which can be fatal if left untreated, according to the CDC. There are currently about 300,000 cases of Chagas in the U.S.

The bugs are typically found outdoors but they can tend to hide under beds and mattresses.

The CDC provided a map of states that have reported of the bug:
Triatomine Bugs, kissing bug, kissing bugs, Chagas

Source: The Centers for Disease Control and Prevention

How to avoid them: The CDC recommends synthetic pyrethroid sprays, this have been proven effective against the bug in Latin America. You can also seal all your windows, roofs and doors. It is also great to have screens over windows and doors, minimize yard lights as the bugs are attracted to light, seal all holes and cracks throughout the house, having pets sleep inside and regularly checking for the bugs is extremely helpful.

Thursday 19 November 2015

Donate Your Car for Kids

Changing lives and serving to kids graduate since 1992, cars for children is a 501 (c) (3) Non-Profit Organization. All auto and car donations help exchange the lives of at danger adolescence by means of supplying them the highest satisfactory high university education in an atmosphere the place they may be able to flourish and graduate.

Why Donate Cars For Kids?

  •  Support alternate the lives of 1000's of neighborhood youngsters along with your donation.
  • Provide youngsters a second risk to earn their high institution diploma.
  • One hundred% of the net proceeds go to the youngsters.
  • Acquire the best possible TAX Deduction on your donation.
  • The donation procedure is quick and convenient.
  • We furnish FREE TOWING and easy decide upon up options.
  • Our friendly employees will help you with all of the bureaucracy.
  • We are a Tax Exempt; IRS authorized 501 (c) three, non-profit charity.

While you donate a car or vehicle to youngsters, you are going to obtain the easiest possible TAX deduction and a $50 reward Card.
If you have an historic car or boat that you simply no longer want or need to eliminate then Write off the car, not the child and support cars for youngsters. Your tax deductible donation or fiscal contribution will improvement.

Support the children. Your vehicle donation is needed to make a change in the lives of the underprivileged and disadvantaged youngsters in our regional communities. Whilst you donate a car, you are going to be assisting the ongoing effort to be certain youngsters all over the place have the chance to revel in probably the most important and harmless time of their lives, their childhood. With the aid of your car donation, youngsters can be competent to be certain the kids of at present will likely be capable to experience tomorrow.

How to Donate Your Car For Kids

The easy method to donate our car is in the course of on-line media. We are able to in finding many website offerings that serve auto donating program to save kids all over the world.
The method of car donating program is special one of each and every different. But typically, the steps are simple and effortless. We ought to simply fill the info about our-self in kind that is already ready. Then we decide the system to ship our car to the institution. We can even time table the car select up time with the organization party.

The other way beside on-line media to donate our car is come directly to group base that serve car donation software to avoid wasting kids. We are able to come and the approach might be proven with the aid of the teacher of the institution.
With this effortless step to donate our vehicle, there is not any intent for us to no longer comply with this program to support youngsters around the world. Begin act now.Donate your auto for youngsters.

Monday 16 November 2015

Obamacare: High Deductibles and Higher Premiums

Obama care, ACA, Affordable care act

Bad news for Obamacare enrollees, reports said that there will be an increase in the out-of-pocket costs for deductibles next year 2016 that will significantly diminish the benefits of consumers health care plans and this will further discourage some from purchasing coverage.

Robert Laszewski, president of Health Policy & Strategy Associates, said “That these deductibles are so high is clearly one of the reasons people aren’t buying a plan—they simply don’t see themselves getting anything for the money.”

People have until the end of the year to enroll themselves for the 3rd season of Obamacare. The government said that there are a lot of plans available with low premiums however, most of those plans requires you to pay huge out of pocket costs before they Obamacare coverage actually kicks in.

The average annual out-of-pocket costs per worker increased nearly 230 percent between 2006 and 2015, according to an annual survey of employer health benefits coverage by the Kaiser Family Foundation.

The New York Times report said that majority of the states and more than half the plans being sold on Obamacare insurance exchanges have a deductible of $3,000 or more.

Median deductible in Miami is $5,000. In Jackson, Miss the median deductible is $5,500. Chicago is $3,400. Phoenix $4,000. While in Des Moines, Iowa, it is $3,000.

It is also revealed by the government that Obamacare will not hit their 10 million target by next year. Also another problem hounding the Obamacare is the rising premiums for policies the median rate increase for the lowest priced, most popular “Silver” plan will rise by 11% compared to just a 7% increase in 2015.

Monday 9 November 2015

Anbang Insurance Group of to acquire Fidelity & Guaranty Life US

Anbang Insurance Group, Fidelity & Guaranty Life, Insurance

Anbang Insurance Group Co., Ltd., a leading global comprehensive insurance group based in Beijing, China, will buy the Fidelity & Guaranty Life FGL, -1.64% ("FGL"), a leading provider of annuities and life insurance in the U.S. for about $1.57 billion as Chinese insurers seek to expand into the United States.

According to Anbang, they will pay $26.80 per share, a premium of 3% to the stock's Friday close.
Fidelity & Guaranty's stock was down 1% at $25.98 in early trading.

The purchase will turn Anbang as one of the largest insurers by market share in fixed indexed annuity products in the United States. It is expected that FGL's solid life and fixed indexed annuity platforms will enhance the growth of Anbang's business while accelerating FGL's ability to further extend its policyholder base.

Financial holding company HRG Group Inc, Fidelity & Guaranty Life's majority stockholder, has approved the deal. The deal is expected to close in the second quarter of 2016.

Affordable Care Act: 500,000 plus sign up for Insurance

Affordable Care Act, ACA, Obamacare

More than 500,000 has already submitted their application to purchase insurance under the Affordable Care Act on healthcare.gov according to U.S. Department of Health and Human Services.
Department spokesman Benjamin Wakana said that 250,000 applications were sent in the first 48 hours.

Enrollment for 2016 opened on November 1, 2015 throughout the country. They want to see if the number of uninsured people will drop. 28.5 million people in the US are still uninsured according to  the U.S. Centers for Disease Control's National Center for Health Statistics.

Texas topped the states with the most number of uninsured (20% or about 5 million people), followed by Alaska (17.2%), Florida (16.6%), Georgia (15.8%) and Oklahoma (15.4%).

Enrollment will continue up to January 31, 2015. Federal officials urge people to consider enrolling early or by mid-December to ensure uninterrupted coverage.